HSBC UK offers a range of current accounts to suit different needs. Whether you’re looking for a basic account with no monthly fee or a premium account with a range of benefits, HSBC UK has an account for you.
Here is a summary of the main HSBC UK current accounts:
- HSBC Bank Account: This is HSBC UK’s basic current account. It has no monthly fee and offers all the essential features you need to manage your money, such as online and mobile banking, contactless payments, and direct debits.
- HSBC Advance Bank Account: This account is designed for people who want more from their current account. It has a monthly fee of £3.50, but it offers a range of benefits, such as travel insurance, purchase protection, and mobile phone insurance.
- HSBC Premier Bank Account: This is HSBC UK’s premium current account. It has a monthly fee of £17.50, but it offers a range of exclusive benefits, such as access to a dedicated relationship manager, preferential rates on loans and mortgages, and invitations to exclusive events.
In addition to these three main accounts, HSBC UK also offers a number of other current accounts, including:
- Student Bank Account: This account is designed for students. It has no monthly fee and offers a number of benefits, such as a free Railcard, a discount on NUS Extra, and a cashback offer on tuition fees.
- Graduate Bank Account: This account is designed for graduates. It has no monthly fee for the first year and offers a number of benefits, such as a free travel insurance policy and a discount on HSBC loans.
- Basic Bank Account: This account is designed for people who have difficulty managing their finances. It has no monthly fee and offers all the essential features you need to manage your money, such as a debit card, online banking, and direct debits.
If you’re not sure which HSBC UK current account is right for you, you can use the bank’s online account selector tool to help you choose. The tool will ask you a few questions about your needs and budget, and then it will recommend the best account for you.
Here are some tips for choosing the right HSBC UK current account:
- Consider your needs and budget. What features are important to you? How much money can you afford to pay in monthly fees?
- Compare the different accounts available. There are a number of different HSBC UK current accounts available, so it’s important to compare them to find the best one for you.
- Read the terms and conditions carefully. Before you open an account, it’s important to read the terms and conditions carefully so that you understand the fees and charges that apply.
HSBC UK current accounts offer a range of features and benefits to suit different needs. Whether you’re looking for a basic account with no monthly fee or a premium account with a range of benefits, HSBC UK has an account for you.